Guaranteed second chance checking account for personal, joint or business use, regardless of past checking, chex systems, telecheck or credit history. We are dedicated to helping you receive a new checking account to gain a fresh start in the banking industry. Our service guarantees a new checking account with a checkbook and at least an ATM card. We will guarantee a checking account in the United States but we will try to achieve a local account for your convenience. All clients must provide valid identification and documentation for personal or business checking accounts as required by the the FDIC issuing bank.