My attitude has caused me to miss so many opportunities it’s really not funny.

If I had a different attitude back in 1998, I wouldn’t be sitting here writing this to you now. I would probably be retired.

That was when I started dabbling in this whole making money on the Internet thing. I was still living at home with my parents at that point and was just trying to make a few dollars here and there.

I know, it’s always 20/20 hindsight. However, if I could have my time again I would do things so much differently.

Back then all this stuff was new to me, as it is for many of you. As a result, it was exciting and fresh and most of all fun. I’d stay up all night working on my sites, fluffing around with this and that.

I loved it and it really didn’t feel like work.

In most people’s minds, this sounds like a good thing. However, there is a core problem with this that can actually harm your quest for making money online.

I really didn’t know how to react to him.

He was so passionate about his online business, and I knew how much time and money they had already invested in the process. However, from where I was sitting he was, and still is, chasing a mirage.

Now this guy is not stupid. He’s a very sharp, talented guy who just possibly could make this online business work. However, even though I really like the guy, if I could find a bookie to run the wager I’d be putting large bills down on it being a commercial failure.

AffiloBlueprint is the flagship course from Mark Ling, the super affiliate behind the reputable affiliate marketing education site, Affilorama. See how Mark uses reinvestment to create an income of $10,000 a month with a portfolio of small profitable niche affiliate sites. This proven (and repeatable) model is one of the most complete and reliable systems for creating the income you've been wanting to make online.Watch Mark's whiteboard "Blueprint" video here.

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The numbers are pretty sobering but undeniable: most affiliates never gain any real traction and never make any decent money. Learn from ones who do.

$94,042 banked in your account each month? Greater profits are just one of the siren calls of selling to a specialized "niche" market that desperately wants your product and is willing to pay top dollar for it. Niche Profit Classroom is a hybrid offering from two niche marketing veterans Adam Short and Alen Sultanic. See inside NPC and learn how long-term profits are achievable (and automatable) for anyone.

Directing your marketing towards a specialized niche can significantly boost the profits you bank. See why you can increase your long-term income with niche marketing and be aware of the 8 main pitfalls so you can avoid failure and be a successful niche marketer.

Featured in both the New York Times and Fox News, Tim Godfrey and Steven Clayton's success story keeps growing. In 2008, they released "Commission Blueprint" which took the internet marketing community by storm and sold 15,000 copies in 8 weeks. Their follow-up product "Niche Blueprint" is a comprehensive stand-alone course revealing their exact strategies that have generated hundreds of thousands of dollars from simple eCommerce sites. Take a look inside their unconventional formula in this article.

"To make the big money, it's about finding a few big winners and tapping into those for everything they are worth." In Jay's top 3 online business models, you'll find out more about making money online - including what your start up requirements are, what the potential and risks are and how to get started.

This is the final installment in my Top 3 online business models. This week, I outline an interesting twist on the run of the mill info product business model.